The sort of person who has been bitten by the travel bug is also recognisable due to the fact they are always planning their next trip. If this is all starting to sound a bit too familiar, and you’re the kind of person who jets off multiple times a year, you might want to find out a little bit more about how you can save money on your travel insurance.
Although it might not be the most exciting part of planning a holiday, booking the right travel insurance policy for your trip is an essential consideration for any responsible traveller. Whilst you don’t want to dwell on the idea of things going wrong, a mishap requiring medical attention or even a hospital stay can often come with a price tag that runs into hundreds, if not thousands, of pounds. With a robust travel insurance plan, you can at least take the financial burden off a potentially stressful time. The same can be said if your luggage went walkabout or you had your passport stolen.
Travel insurance is a funny old thing – you buy it with the hope that you’ll never need to use it. But it covers your back, nevertheless. That’s why if you make regular trips, it can work out as much more cost effective way to book annual multi-trip insurance.
If you’re planning to make more than one or two trips a year, booking an annual plan may save you money. It will also save you having to remember to purchase a new policy every time you head off on a short break. But don’t make the mistake of waiting until the day you travel for the policy to kick in.
The best time to book annual multi-trip travel insurance is as soon as you’ve booked your trip. This is because, unlike single trip travel cover, which will have you covered for issues like cancellation from the point of purchase, annual cover won’t kick in until the policy start date you choose.
Whilst there are a lot of travel insurance comparison websites online, travellers over 50 with a pre-existing medical condition might find it difficult to get a fair, multi-trip annual insurance plan. If this is the case for you, Medical Travel Compared is one of the best places to look, thanks to our range of specialist travel insurance providers who understand the needs of mature travellers and those with medical conditions. We don’t believe either of these situations should prevent you from travelling, safe in the knowledge that you’re covered.
Annual multi-trip cover can be arranged for an individual, couple of even as a family – making it much easier to keep track of insurance details. Just ensure you read the small print to check that you are covered for the duration of each trip – some might cover for individual trips lasting up to 31 days within your year.
Whilst annual multi-trip insurance will save you money in the long run if you are a frequent traveller, don’t let yourself be fooled into thinking all policies are the same. Pay close attention to what you’re covered for and how much you could expect to be reimbursed, as well as the excess you could have to pay before the plan kicked in.
Generally, cheaper plans are cheaper for a reason – be sure you are confident you understand what you are covered for before you book.
The insurance plans you can find at Medical Travel Compared are designed to suit a variety of budgets and needs – have a browse using our comparison tool and get your travel insurance quote today.