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Here are some quick answers to some of our most common questions. Be sure to check out our Help Centre for more guidance.
If you are going on 2 or more trips a year, then an Annual Trip policy may save you money!
Suppose you’ve had hepatitis or are currently suffering from hepatitis and want to travel. In that case, you should always speak to your doctor or a healthcare professional before booking anything. Looking into specialised medical travel insurance means you can travel with peace of mind that you're covered should anything happen regarding your condition whilst you’re away.
A pre-existing condition is a diagnosed medical condition that existed before taking out a policy. We'll ask a series of questions about the medical history for you and any travellers on your quote. If you answer yes to any of these, you will need to tell us about the traveller's conditions. This could be a condition that a traveller has now or has had in the past. If you are not sure what conditions you need to declare, we have online support available to help you 24/7!
If you have to cancel your cruise, your insurance provider may be able to cover the cost of your pre-booked excursions and this will usually be up to a certain amount. We'll show you whether this is covered before you buy your policy.
Single trip cover usually can cover you for up to 45 days, but a few providers may be able to cover you for up to 94 days. If you are getting annual trip cover, there will be a maximum number of days that you are covered for any one trip, but we'll let you know what this is for your quote!
Single Trip insurance is for one-off, individual trips and will cover your specified travel dates. This is usually up to 45 days; however, some insurance providers can cover up to 94 days. If you’re not a frequent traveller, single trip cover is a great option and will likely be cheaper than an annual multi-trip cover.
If you travel 2 or more times a year, annual trip cover may very well save you money. The maximum duration of any trip will always be specified and will vary by provider. But don't worry, when you get a quote, we'll ask you what your maximum trip length is and only show you quotes that match!
Yes - we’ve helped our customers compare specialist cover for hundreds of pre-existing conditions including anxiety and you can get a quote today if you like.
It’s possible to compare competitive quotes across specialist anxiety cover - although the premium will ultimately depend on how much cover you need based on your individual circumstances. Get a quote today and see for yourself!
It’s wise to declare your anxiety, just to ensure you have protection in place for your condition before you go away, or whilst travelling.
Besides anxiety, you can get covered for a number of other mental health conditions including bipolar disorder, depression, eating disorders, OCD, PTSD and Schizophrenia to name a few.
Yes, we make it easy to compare specialist travel insurance for pre-existing medical conditions - including cover for heart conditions like atrial fibrillation. Get a quote.
Comparing competitive quotes for atrial fibrillation travel insurance makes it possible to find a suitable policy without costing the earth. So why not get a quote and explore a range of offers from different providers.
Declaring any pre-existing conditions in relation to the heart is important - as it enables insurance providers to offer you the right type of insurance to cover you should anything happen as a result of your condition while abroad. Most travel insurance providers will need to know if you've ever had any diagnosed heart-related health conditions.
Provided you have the right cover, you can claim against any expenses you incur following a medical emergency in a country whilst on holiday.
Yes - you can declare gallstones as a pre-existing condition when using our quick and easy online quote comparison tool. From here you can find a suitable policy covering gallstones in a matter of minutes. Get a quote.
It’s possible to find competitive quotes across a range of leading providers. The most important thing is to find a policy that includes the right type of cover, rather than selecting the cheapest quote. Get a quote
While the EHIC provides a certain level of medical coverage, it's likely that the cover will be restricted - so it’s important to ensure that you purchase a specialist travel insurance policy to cover gallstones also.
Yes - we help you compare cover for specialist HIV travel insurance. Get a quote today and compare cover from a range of different providers.
This depends on how much cover you need (which will be determined by the questions you might need to answer as part of the medical screening process). Get a quote to get an idea of what to expect.
This depends on the nature of your condition. For example, if you’ve had a recent diagnosis your premium might be higher, but if you’ve been taking medication for more than 3 months and your condition is stable - it’s likely to be lower.
With us you can compare specialist stroke travel insurance across a range of providers. Get a quote today and start comparing competitive cover before you embark on your trip.
Premiums vary depending on the nature of your condition - but it’s still possible to compare competitive quotes with us, and find a suitable policy for a reasonable cost. Get a quote.
Although not as serious as a stroke, if you have had TIA, you should absolutely purchase travel insurance that covers this particular condition. If you don’t, then any problems caused or lasting symptoms from the TIA whilst you’re on holiday may not be covered by your policy – and you could be left out of pocket should you have to seek medical help on your trip. Get a quote.
We’ll only show you quotes from providers who are able to cover emergency medical expenses (including repatriation to the UK) if you catch the virus whilst travelling abroad.
Some of our providers are able to offer additional cover, such as cancellation cover should you catch COVID-19 or have to self-isolate because of suspected symptoms before departure. We’ll make it clear who these providers are when you’re comparing quotes so you can choose the policy that is right for you.
This doesn’t apply to all insurance providers, so unless otherwise stated, for all other sections of cover, you wouldn’t be covered if making a claim as a result of COVID-19.
For more information, we recommend reading our full guide here.
If the FCDO are advising against all or all but essential travel to your destination at the time of your trip, there will be no, or extremely limited cover provided by your policy.
You can still choose to take out a policy now for a future holiday, but it is very important to note that if the FCDO are still advising against all but essential travel to your destination at the time of your trip, your cover will not be valid.
Yes, if your policy has Enhanced COVID-19 Cover this will include cancellation protection. The cover will vary by provider and we’ll clearly show you what is covered when you get a quote. Compare COVID-19 cover in minutes with us today.
All of our quotes will include cover if you fall ill with COVID-19 whilst abroad and need emergency treatment, and, if Enhanced COVID-19 Cover is available, this will be included within your quote too. You won’t have to pay any additional extra.
Yes, we’re here to help you find travel insurance that covers your osteoporosis or osteopenia. We compare policies from over 30 specialist providers to find the correct cover for you, tailored to your individual requirements. Get a quote today and find out just how simple it can be.
While we all want to keep the costs of our holiday down where possible, the cost of your insurance policy will depend on the severity of your condition. This will be determined through some easy to complete online health questions and it’s important that your cover accurately reflects your requirements. However, it is possible to find cheap cover, and at Medical Travel Compared. Why not get a quote today and see how much you can save?
Osteoporosis is a medical condition that is unfortunately not automatically covered on standard travel insurance policies. We'll ask you a few short health questions to determine whether you need to tell us about your condition and our hassle-free medical screening will ensure your quote accurately reflects the severity of your condition. Get a quote today.
Yes, we’re here to help you find travel insurance that covers your cardiomyopathy. We compare policies from over 30 specialist providers to find the correct cover for you, tailored to your individual requirements. Get a quote today and find out just how simple it can be.
While we all want to keep the costs of our holiday down where possible, the cost of your insurance policy will depend on the severity of your condition. This will be determined through an online medical screening and it’s important that your cover accurately reflects your requirements. However, it is possible to find cheap cover, and we compare cover for cardiomyopathy from as little as £19.78*. Why not get a quote today and see how much you can save?
In the vast majority of cases, it’s safe to fly with cardiomyopathy and there should be no risk to your health in doing so. However, we recommend speaking to your doctor or healthcare physician before flying if you have recently suffered a heart attack, are recovering from heart surgery or had to receive additional treatment for cardiomyopathy owing to your symptoms or condition worsening.
As above, medical screening questions for cardiomyopathy will typically include a reference to the severity of your condition and/or when you were last in hospital for treatment. Screening is quick, easy and simple - get a quote today and find out for yourself.
Of course! We’re here to help you find travel insurance that covers your angioplasty and any conditions related to your procedure. We compare policies from over 30 specialist providers to find the correct cover for you, tailored to your individual requirements. Get a quote today and find out just how simple it can be.
While we all want to keep the costs of our holiday down where possible, the cost of your insurance policy will depend on the severity of your condition. This will be determined through an online medical screening and it’s important that your cover accurately reflects your requirements - just in case you should need it.
In the vast majority of cases, it’s safe to fly after an angioplasty (in some cases, for a routine procedure, as soon as 2 days after surgery) and there should be no risk to your health in doing so. The NHS also advises not to do any heavy lifting or driving for at least 7 days after having a coronary angioplasty - so make sure you’re travelling with someone who can help you. However - and especially if you recently had an angioplasty - we recommend speaking to your doctor or consultant before travelling to make sure you’re good to go.
If you’ve recently undergone surgery to fit a stent following a coronary angioplasty, you are advised to wait for at least a week before flying. This is due to the elevated risk of a clot following your surgery, which air travel could increase further. As always, if you’ve recently had treatment or surgery we recommend that you consult your doctor before flying.
Yes, we’ll need to know if you’ve ever been diagnosed with lymphoma. Our hassle-free medical screening will ensure your quote accurately reflects the severity of your condition and you can compare quotes from our trusted providers. Get a quote today.
Of course! We’re here to help you find travel insurance that covers your lymphoma. We compare policies from over 30 specialist providers to find the correct cover for you, tailored to your individual requirements. Get a quote today and find out just how simple it can be.
While we all want to keep the costs of our holiday down where possible, the cost of your insurance policy will depend on the severity of your condition. This will be determined through an online medical screening and it’s important that your cover accurately reflects your requirements - just in case you should need it. Why not get a quote today and see how much you can save?
No. We can search for travel insurance quotes for all ages. However, the number of annual multi-trip quotes for older travellers may be limited due to age restrictions imposed by the providers that we search. If you are unable to get an annual trip quote, try a single trip quote instead.
A pre-existing is any medical condition for which medical advice, diagnosis, care, or treatment was recommended or received before applying for a travel insurance policy. For some conditions, we'll need to know if they have ever been present, whilst for others if they occurred within a certain period.
It's easy! Enter your details just once and you'll be able to compare quotes from over 30 specialist providers. We'll even e-mail your top quotes to you so you can access them at any time. Once you've found the policy that is right for you, pay securely online and your documents will be sent to you directly from your insurance provider.
Once you have selected a policy from our results list, you will be directed to the chosen insurer's payment platform. Here you can make payment with a credit or debit card. We can also make payment to the insurer on your behalf by taking payment details over the phone. Cheque or cash payments are not accepted.
You have a 14-day right to cancel period with any travel insurance policy. You will need to contact your insurance provider to cancel within this period. You are entitled to cancel providing you have not travelled or made a claim.
You can visit our help centre on Claims which may help. However, if you need to make a claim, full details of what you need to do to make a claim will be detailed in the Policy Wording provided to you by your insurance provider.
Cape Verde is geographically within Africa and would not be expected to be covered under European cover. Confusion can arise as, although it's not part of Europe, Cape Verde has adopted the Euro as its currency.
Some forms of business travel are covered under travel insurance policies, for example, attending business meetings, conferences or seminars. Other types of business are not covered, especially anything that involves manual work, professional sports or professional entertainment (e.g. a musician playing at a concert). Always check your policy to make sure you have the cover you need.
Once you've declared all of your relevant pre-existing medical conditions, we'll only show you quotes based on the conditions you have told us about.
It is simple and quick to do! After you've told us about your trip details and answered some medical history questions you can add your pre-existing conditions, one by one, for each traveller. You'll only need to enter your details once, it's all online and there's no need to call, or provide details of your conditions in writing.
With the UK set to shortly leave the European Union, we know this is a worrying time for a lot of people. If you are concerned about any effect Brexit may have on your travel plans, we've created a handy guide to Brexit here
Yes, we compare policies from over 30 specialist providers to find great cover for people who suffer from COPD. Get a quote now.
Yes, we compare policies from over 30 specialist providers to find great cover for people who suffer from asthma. Get a quote.
Yes, we compare policies from over 30 specialist providers to find great cover for people with angina.
The impact of angina on the price of your policy will depend on your individual circumstances, and we’ll ask you a few short questions to make sure we understand your health condition better.
It is possible to find cheap travel insurance for those who have angina. We can help you find cover from as little as £18.43*.
Yes, angina is one of the health conditions which you need to tell us about. It’s really important that you declare health conditions like angina when you take out cover. If not, and your condition flares up, you may find yourself having to cover some unexpected bills such as medical treatment when you’re away, or the cost of the holiday itself if you need to cancel.
Air travel immediately after you’ve had a stent fitted comes with high risk. It’s usually recommended that you wait at least a week before flying, but check with your GP first. Considerations like this are why it’s so important to have the right cover in place.
Yes, we compare policies from over 30 insurance providers to find specialist cover for people who have lung cancer. Get a quote
The cost of your policy will depend on your own circumstances and condition, which we’ll be able to better-understand once we’ve asked you a few short questions. With Medical Travel Compared, cover starts from as little as £9.88*.
When you get a quote through us, we’ll ask you a few short questions and let you add lung cancer to your cover - it’s quick and easy. You'll need to tell us if you've ever been diagnosed with lung cancer.
When you tell us about lung cancer, we will ask you if it spread to other parts of the body. We'll only show you quotes that take this into consideration.
We'll ask you if you are undergoing chemotherapy and will only show you quotes that take this into consideration.
Yes, we compare policies from over 30 specialist providers to find great cover for people who have a hernia or have previously had one. Get a quote
When finding a quote through us, we'll ask a few short questions to find out which health conditions you'll need to tell us about. You will likely have to tell us about a hernia if you have seen a medical practitioner or been prescribed medication for it within the last 2 years.
Yes, it is possible to find cheap cover.
Your GP will be able to advise you on whether or not you’re safe to fly, depending on your hernia condition. We recommend that you speak to them before you book.
We can help you find travel insurance for many different types of hernia conditions, including:
- Diaphragmatic hernia
- Herniated vertebral disc
- Hiatus hernia
- Inguinal (groin) hernia
Yes - we compare policies from over 30 specialist providers to find great cover for people who have had a pacemaker fitted.
The impact your pacemaker has on the price of your policy will depend on your individual circumstances. We’ll ask you a few short questions so we can understand your health condition better. We compare pacemaker cover from as little as £9.88*
Yes. Standard travel insurance policies might not cover you for health conditions - such as having a pacemaker - so it’s important to get specialist cover that will. If not, you won’t necessarily be covered for any medical or other unexpected bills you might face due to your pacemaker.
It’s easy to tell us about your pacemaker using our online medical screening tool.
Having a pacemaker shouldn’t stop you from getting travel insurance. We work with specialised providers to make sure policies can be tailored to suit you and your needs.
Many of our specialist providers will be able to offer cover for travellers over the age of 90.
We’ll search across a range of providers to find you cover for any worldwide locations you tell us about.
We’ll ask you for details of your trip and what cover you need. You’ll also be able to tell us about any medical conditions using our simple online screening tool – no need to call a provider or write to us - and the cost of your travel insurance will be calculated. It’s that easy!
A pre-existing condition is a diagnosed medical condition that existed before taking out a policy. We'll ask a series of questions about the medical history for you and any travellers on your quote. If you answer yes to any of these, you will need to tell us about the traveller's conditions. This could be a condition that a traveller has now or has had in the past. If you are not sure what conditions you need to declare, we have online support available to help you 24/7!
It's really simple and quick to do! After you've told us about your trip details and answered some medical history questions, you can add your conditions, one by one, for each traveller. You'll only need to enter your details once - it's all online - and there's no need to call, or provide details of your conditions in writing.
If you're curious about how we work, the nitty-gritty of the medical declaration process, and the amazing partners we collaborate with, simply click here to dive in and learn more!
At Medical Travel Compared, it's all about YOU, our valued customers! It's really important to us that our customers have a positive experience. To read what our customers are saying about their experience using our site, click here.
Meet our dynamic and knowledgeable squad that's dedicated to making your Medical Travel Compared journey exceptional! Click here to get acquainted with our fantastic team.
You can send your question to our team, or visit our help centre to find out more about Medical Travel Compared, how we work and who we work with.
You can send your question to our team, or visit our help centre on Single Trip policies.
You can send your question to our team, or visit our help centre on Annual Multi-Trip policies.
You can send your question to our team, or visit our getting you covered help centre.
You can send your question to our team, or visit our help centre on Policy Premiums.
You can send your question to our team, or visit our Cruise Cover help centre.
You can send your question to our team, or visit our Quotes and Policies help centre.
You can send your question to our team, or visit our help centre on Destinations.
You can send your question to our team, or visit our help centre on Marketing and Your Data.
You can send your question to our team, or visit our Cover Questions help centre.
You can send your question to our team, or visit our help centre on Adding Your Conditions.
You can send your question to our team, or visit our help centre on Covering Your Conditions.
For insurance, there are two categories of pre-existing conditions which are conditions you have ‘ever had’ or conditions you have experienced symptoms of in the last 5 years.
When you apply for life or health insurance, you will be asked various questions about your health and medical history so the insurer can work out what coverage is available for you and what price they will offer.
For life insurance, you will also be asked about a family history of certain serious medical conditions (e.g. cancer, heart attack, stroke), so the insurer can assess the likelihood of you experiencing these conditions in the future.
Most insurers will focus on any medical conditions that you have had treatment for or experienced symptoms of within the last 5 years.
They will usually ask a few extra questions about any conditions that you disclose, to get a better idea of how this affects your overall health and lifestyle. This can include questions about treatments or medications, the date that you were diagnosed and how severe your symptoms are.
Life insurance won’t generally exclude claims for pre-existing conditions, provided you told your insurance provider you had the condition when you applied. You won’t need to tell an insurer that you have been diagnosed with any other conditions if the diagnosis happens after your policy is active.
Health insurance typically excludes pre-existing conditions until you've been symptom, treatment, and medication-free for an additional three or five years. Another option with health insurance is to choose full medical underwriting, which might help lower your premiums and control costs.