Annual Trip

Is there a maximum amount of trips?

An annual policy does not limit the number of trips you can take, allowing you the freedom to travel as often as you like! However, some insurance providers may impose a maximum number of covered days within the year.

Each provider will specify the maximum duration for trips under an annual policy, and this can vary. When getting a quote, you can tell us your desired trip duration, and we will only show you options that match your needs.

We aim to provide you with the flexibility and freedom you seek while ensuring your peace of mind through a policy tailored to your travel habits. If you have any questions or need assistance, our dedicated team is here to help.

What is annual trip insurance?

An Annual Multi-Trip Policy is an ideal solution for those who enjoy taking frequent holidays or spontaneous breaks throughout the year. It offers coverage for 365 days, ensuring you’re protected on every adventure.

If you’re planning more than two holidays a year, you may find this option not only convenient but also cost-effective. Policies are tailored according to the area of travel and are priced to reflect these regions, offering flexibility for varying travel needs.

Importantly, adult travelers are insured whether they journey together or independently, providing peace of mind no matter the circumstances.

To maximise protection, especially with cancellation cover, it’s recommended to start your annual cover before the date of your first trip. Our team is here to guide you in choosing the best policy to suit your travel lifestyle.

What is the maximum trip length?

Annual travel policies do have restrictions when it comes to the maximum length of each individual trip. Once you complete a quote, you will find the maximum trip length listed on the 'Quote Results' page.

Additionally, some annual policies might impose a cap on the total number of days covered throughout the year, so it's crucial to review your policy wording thoroughly.

For those exploring longer adventures, many providers offer coverage for trips lasting up to 45 or even 60 days under annual policies. It's essential, however, to take note of age limits, as they can affect the maximum number of days permitted.

For example, beyond certain age limits, the allowable stay may be limited to the more standard 30 or 31 days. Always ensure you double-check the policy wording before purchase to ensure it fits your travel plans.

When should annual trip cover start?

If you've booked a holiday, it’s smart to start your annual policy right away. Remember, cancellation cover kicks in only on your policy start date, so you want to ensure you’re protected from the moment you finalise your holiday. This proactive step means any unexpected changes or cancellations will be covered from the get-go.

We know planning a holiday can be overwhelming with all the details involved. That's why we're here to provide genuine, caring support and peace of mind as you navigate your travel plans.

Annual Trip

Most common questions

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