Gadget cover, such as for mobiles, laptops, and tablets, can be added as an optional extra to your travel insurance policy. Gadgets are considered valuable items, and there will be a valuable item limit to keep in mind.

If your policy includes baggage cover, there may also be some protection for gadgets. It is important to thoroughly review your policy to ensure you are satisfied with the valuable item limit and that you have adequate cover for your gadgets.

You can find out more by reading our guide, Gadget Insurance.

Most of our insurance providers do offer cover for lost passports. However, the specifics of what is covered, as well as the coverage limits, can vary and are typically detailed in the baggage cover section of your policy.

There are two key components to the cover for lost passports: the cost of replacement documents and the expenses incurred when travelling to an embassy to obtain these new documents. In some cases, policies may only cover travel and accommodation costs, excluding the cost of the documents themselves.

Be sure to check the policy wording for a full breakdown of what is and isn't covered.

Most travel insurance policies provide coverage for personal possessions and cash if they are lost, damaged, or stolen during your trip. However, it is important to note that insurance providers often impose a limit on the payout for individual valuable items. These limits can vary between providers, so it's crucial to carefully review your policy wording.

This will give you a full explanation of what is covered, along with any applicable limits or excesses. Doing so will help ensure that you have the coverage you need and avoid any surprises in the event of a claim. If you have any questions, our dedicated support team is always here to help.

When it comes to travel insurance, it’s important to understand how your mobility aids are covered. Some providers might offer limited coverage, but that often doesn’t fully protect your aid’s value. Always take the time to read the specific policy details, usually found in the baggage or personal belongings section, to know what’s covered.

Additionally, don't overlook your home insurance policy—some may extend coverage for mobility aids while traveling, although typically only within the UK. If neither your travel nor home insurance offers adequate protection, consider specialist insurance to ensure your mobility aid is fully covered during your travels.