Cancellation cover is designed to provide peace of mind in difficult times, typically covering situations where you need to cancel a holiday due to a serious incident affecting you or those close to you. This might include circumstances such as the death, serious injury, or illness not only of yourself but also of someone you rely on during your travels, an immediate family member, or even a host you were planning to stay with abroad.

It's important to note that cover specifics can vary between providers, so it’s essential to thoroughly check the policy wording to confirm what is included.

For more detailed information, consult our guide to cancellation cover to ensure you have the appropriate protection in place.

 

If your policy includes cancellation cover, you can rest assured that the cost of cancelling accommodation will typically be covered under specific circumstances.

The accommodation must be pre-booked, and you must have either already paid or be obligated to pay for it, even if cancelling your original plans becomes necessary. It’s crucial to carefully review your policy wording to understand the reasons that may warrant cancellation cover.

To gain a deeper understanding, we recommend reading our comprehensive guide to cancellation cover.

When comparing policies, it's essential to ensure that the cancellation cover limit is sufficient to cover the cost of your trip, including flights, accommodation, and pre-paid excursions. Keep in mind that coverage for pre-paid excursions can vary between providers.

The cancellation cover limit will be the amount applicable per person, so it's important to factor in all expenses associated with your travel plans.

Additionally, please remember to carefully check your policy wording for complete details, including any excess that might be applicable. For more in-depth information, we encourage you to explore our guide to cancellation cover, which provides further insights to help you confidently plan and protect your travels.

Cancellation Cover is a good idea if you've planned your holiday in advance, providing you with peace of mind knowing that your investment is protected against unforeseen disruptions.

If you purchase single-trip cover, your cancellation cover will typically commence from the moment you purchase your policy. If you opt for annual trip cover, the cancellation cover usually begins from the start date of your annual policy, ensuring year-round protection for all your planned trips.

Understanding the specifics of when your cover starts is crucial. For a more detailed insight, we recommend reading our guide to cancellation cover, which can offer comprehensive information to aid in planning and safeguarding your holidays.

If unforeseen circumstances arise during your holiday, requiring you to return home earlier than planned, this is known as curtailment, or cutting your holiday short. The most common reason for curtailment is ill health, whether it affects you, a travelling companion, or an immediate family member back home.

Fortunately, most of our insurance providers’ policies include cover for such situations. However, it's crucial to consult your policy wording to understand the specific circumstances under which curtailment is covered.

For further information and to ensure you're fully prepared, we encourage you to read more in our comprehensive guide to curtailment cover.

This can vary by policy, so it’s best to check the policy wording carefully. In principle, if you could not have anticipated industrial action at the time of booking your holiday, such events should generally be covered under your policy.

However, an exception to this is typically travel delay. You would not be covered if you miss your outward journey due to industrial action that had been announced before the date of your departure from home.

Understanding these nuances is vital, so reviewing your policy in detail can help you prepare for any eventualities and travel with confidence.

Generally, acts of terrorism are not covered by your policy. However, in the unfortunate event that you are injured during such an incident, you can rest assured knowing that the medical aspect of your policy should still be active.

This includes necessary medical repatriation, ensuring that you have the support needed to return home if required. It's crucial to check the specific wording of your policy to confirm that you have all the cover you need, tailored to your particular circumstances.

Most insurance providers offer some level of cover if a natural disaster occurs while you’re on holiday. This is crucial for ensuring your safety and providing financial protection in such unpredictable situations. Typically, cover may include assistance with evacuation costs, alternative accommodation arrangements, and compensation for any non-refundable expenses related to your disrupted travel plans.

We strongly recommend that you read the policy wording before purchasing to understand exactly what cover is offered by your chosen provider.

Scheduled Airline Failure Insurance (SAFI) is designed to offer you peace of mind in the unfortunate event that your airline becomes insolvent. Should your airline go bust, SAFI will cover the cost of your unused flight tickets, helping you avoid financial loss.

Moreover, if you need to book alternative flights to reach your destination, SAFI can also cover the extra expense of purchasing new tickets. It is essential to understand the specifics of how SAFI applies to your travel situation, so we recommend carefully reviewing your policy and any applicable conditions.

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