Travel Insurance After a Stroke
We all know strokes tend to happen suddenly and take you by surprise, and if you have a previous history of strokes or mini strokes (TIA), you will want peace of mind knowing that should you become unwell or face an emergency on holiday, you will be taken care of. That’s why having a travel insurance policy that includes cover for pre-existing medical conditions is so important –Apart from protecting you from financial loss, it allows you to relax and enjoy your holiday!
What Does Stroke Travel Insurance Cover?
Cover limits vary from insurer to insurer, but essentially, if you have stroke cover included, you will be able to claim (up to the policy limits) for emergency medical expenses and repatriation, cancellation and curtailment and lost or stolen medication. If you’re travelling companions are insured on the same policy, they too will be able to claim should your medical conditions cause them any trip complications.
How Does Stroke Affect The Premium?
The effects of a stroke can be different for each individual, with some making a full recovery and others having longer lasting symptoms. This is why the price of travel insurance for stroke patients varies. It tends to be easier to get accepted for cover 3 months after a stroke, and the more stable your condition, the lower the premium. Of course there are other factors that contribute to the premium calculation such as age and travel destination. If you’re awaiting surgery you may find insurers reluctant to offer cover until the procedure is complete.
Why Use a Travel Insurance Comparison Service
Being a stroke survivour means travel insurance is likely to cost more than it did it the past. Comparing quotes is the best way to ensure you get the best deal, and using a specialist comparison website like Medical Travel Compared, saves you the hassle of ringing around for quotes and having to answer questions about your health over and over again! If you prefer to talk to an expert, please give us a call. We don’t require doctors’ letters or the names of your medications in order to find you a stroke travel insurance policy, nor do we have an age limit.
Often stroke and mini strokes can be related to other medical conditions, such as an irregular heartbeat or thombosis, and its likely that you will be prescribed medications to keep your blood thin and sometimes blood pressure and cholesterol tablets may be recommended by your doctor to prevent future strokes. Its important that you tell us all about your diagnosed medical conditions, including those that may have caused the stroke, so we can find you a policy that will cover you properly - we're on your side!
If you would like information about travelling after a stroke, the Stroke Association provides some useful advice.