Over 50 Travel Insurance Guide
Being a mature traveller, you may have found that the cost of travel insurance has shot up, and if you’ve never had to claim, you’re probably feeling quite annoyed at the prospect of being charged more because of your age, and perhaps your asking yourself if it’s worth the money?
The Benefits of Taking Out Over 50 Travel Insurance
Let us tell you from many years of experience working within the medical travel insurance industry, the benefits of having an over 50s travel insurance policy can far outweigh the cost. This is especially true if you have to cancel a holiday or receive medical treatment abroad. And whilst you may not anticipate cancelling your trip, having an accident or becoming unwell, the point is, unforeseen circumstances happen to us all, regardless of age! In such events, travel insurance can save you from being out of pocket and having to foot hefty bills. Of course there are many other benefits, such as having access to a 24 hour emergency medical assistance line and cover for personal belongings and travel delays. Ultimately, you’ll have peace of mind so you can really relax and enjoy your well-deserved break, knowing that if something does go wrong, help is never far away.
What’s The Best Travel Insurance Over 50?
Just because you’re over 50 doesn’t mean you should give up on finding competitively priced cover. Nowadays, there are lots of cheap over 50s travel insurance policies available from a wide variety of providers – its just a matter of knowing where to look! Some of the best value for money deals can actually come from smaller companies that you may not be familiar with. You will be able to compare quotes from them along with the bigger brands, such as Avanti, right here on MedicalTravelCompared.co.uk. All the companies featured on our comparison platform are authorised and regulated by the Financial Conduct Authority, so you can rest assured, whatever policy you purchase from our search results, it will be legit!
You shouldn’t base your decision to buy a policy on price alone though. Always check that the cover limits on a policy are enough to protect you. Pay particular attention to the Cancellation, Medical Expenses and policy excess limits. Read our guide on Buying Travel Insurance Online for further information about how to choose the right policy.
Travel Insurance For Over 50s With Medical Conditions
If you live with pre-existing medical conditions, it’s essential you declare them. Failing to do so could invalidate your policy. Even if your conditions are well managed and do not affect your daily living, do not assume that your travel insurer will not want to know about them. The best way to ensure you have no gaps in your over 50s travel insurance policy is to abide by the Medical Declaration presented to you when you apply for cover. If you’re unsure what medical conditions you need to declare, feel free to give us call – we will be happy to help!