Preparing for an upcoming holiday in your 70s should be something to look forward to; packing your suitcase, researching sightseeing spots and dreaming about delicious local cuisine.
You don’t want to dull the excitement by spending hours looking for the right travel insurance. That’s why Medical Travel Compared makes the process as simple and easy for you as possible.
Instead of trawling through multiple websites looking for travel insurance for over 70s, we compare quotes from over 40 reliable health insurance providers to bring you all your available options – all in one place.
Choosing the right over 70s travel insurance policy takes minutes with Medical Travel Compared, so you’re free to get back to preparing for your trip!
Why do over 70s need travel insurance?
The delights of travelling don’t stop as you get older. If anything, retirement gives you the perfect excuse to travel the world and visit new and exciting places.
That said, as you age you become more prone to health issues, meaning the price of your travel insurance policy is likely to go up. However, without the correct cover you could end up paying an even heftier price tag if you need medical attention while you’re abroad. A full cover health insurance policy for over 70s takes away the worry, leaving you confident you’ll be covered should anything happen.
What’s more, Medical Travel Compared makes the process as simple for you as possible; comparing prices from over 40 leading health insurance providers in one place. This makes finding the right policy a task that takes minutes – not hours – leaving you free to get back to planning your trip.
Types of travel insurance we offer for over 70s
Declaring your condition means Medical Travel Compared can show you quotes that are relevant to you, offering you full cover in the event of you needing emergency medical attention while abroad.
Here at Medical Travel Compared, we can show you multiple travel insurance options within minutes, so you don’t have to waste hours searching for a policy on various sites. What’s more, you’ll be able to quickly compare costs between providers too, leaving you confident you’re getting the cover you need at a competitive price.
Annual travel insurance for over 70s
If you travel a few times a year, an annual travel insurance policy for over 70s is the most cost-effective option for you.
This covers you for the full 12-month period, saving you the hassle of sorting individual insurance for each trip. It’s worth checking how many days of travel per year you’re covered for, as there’s usually a limit on the number of days an insurer will cover you for.
Medical Travel Compared will compare various quotes for you within minutes, so you can choose the policy that contact works best for you.
Annual insurance policies are easy to renew, too –most providers contact you after a year to prompt you to renew your contract.
Single trip travel insurance for over 70s
Only planning to take one or two trips this year? Then you don’t need annual coverage – try a single trip policy for over 70s instead.
A single trip policy for over 70s will cover you for the exact dates you’re away, making it cheaper than an annual policy. Bear in mind that most providers have a 60-day limit for single trip policies, so you may need a long stay policy if your trip exceeds this duration. Here at Medical Travel Compared, we make the process of choosing a single trip policy as quick and simple as possible. Simply fill in the form – disclosing any pre-existing conditions in detail – and let us do the rest.
We’ll find you policies from over 40 of the most trusted travel insurance providers out there, letting you browse between options and easily compare prices to find a policy that works for you.
Long stay travel insurance for over 70s
If you’re planning a trip that’s longer than 60 days, a long stay travel insurance policy for over 70s is your safest option.
The definition of a ‘long trip’ will differ from provider to provider, so make sure the policy you choose covers you for the full duration of your holiday. Luckily, Medical Travel Compared helps you easily compare prices and policies so finding the right one is simple.
The price of your long stay policy will depend on a few factors; the duration of your stay, your age and the destination you’re visiting. It’s important you provide us with accurate information about your plans so the policies we compare for you cater to your specific needs.
If you’re travelling within the EU, you’ll likely be offered a longer period of cover, whereas travelling worldwide may be shorter, so make sure you check with your provider.
Ski insurance for over 70s
A skiing holiday is more high-risk than a normal holiday, so your policy will be more expensive. In fact, some providers won’t provide cover for an over 70s ski holiday at all due to the added risk.
But, don’t worry, Medical Travel Compared will help you find a health provider that does!
Just give us the details of your trip and we’ll use our simple comparison tool to show you which policies are available for you. Though options are more limited, we’ll help you find affordable cover in no time, so you can get back to dreaming about the slopes.
Cruise travel insurance for over 70s
Looking to sail away on a cruise? Then specialist cruise insurance is what you need.
Specialist cruise insurance will be slightly more expensive than standard insurance due to the nature of a cruise. Not only do you usually visit multiple countries, but you can sometimes enjoy fun activities such as kayaking, too, so you need a policy that’ll cover you in these circumstances. Cruises are also typically longer than standard holidays, so the right cover will take this into account too.
Simply fill out your quote application to let us know your plans, then we can make sure the policies we show you will fully cover your activities.
Bear in mind you’ll usually need to sort your specialist cruise insurance in advance of your trip – many travel agents don’t accept bookings without it. The benefits of getting organised early? Your insurance will cover you in the lead up to the cruise date too, so if you can’t make your trip due to a pre-existing medical condition, you’ll be covered.
Why choose Medical Travel Compared?
If you don’t fancy trawling around multiple websites looking for competitive insurance quotes, we don’t blame you!
That’s why Medical Travel Compared does the hard work for you by browsing over 40 leading insurance providers to bring you the best quotes from across the board.
Compare cover in minutes by filling in the application form today. The process is quick and easy and you’ll get all the information you need to make an informed decision about your policy.
We want you to feel excited about your holiday – not spend hours researching insurance online – so our service is made with you in mind.
But don’t just take our word for it, see what our happy customers are saying for yourself!
Cheap travel insurance for over 70s
The base rate for standard holiday insurance depends on your age, the destination and the duration of your trip. This cost increases if you have a pre-existing medical condition or are going on a high-risk trip, such as skiing.
The price also increases with age because we become more prone to health issues as we get older. All of this is taken into account when calculating the cost of your insurance policy.
While prices will differ from provider to provider, it’s important you choose a policy that fully covers your individual needs. This may mean you end up paying slightly more, but at least you’ll be fully covered. In the event of you needing emergency medical treatment while abroad, you can rest assured you won’t be left with a hefty price tag.
What does our travel insurance cover?
Here's just some of the cover that may be available on your policy.
Lost, stolen or damaged personal belongings
This is an important benefit as it will cover any medication you take abroad with you.
Emergency medical expenses and repatriation
Medical treatment abroad and/or repatriation can be costly, but the right insurance covers you in the event of you needing emergency treatment.
Cancellation and curtailment
If you have to cut short or cancel your holiday for whatever reason, don’t worry – you’ll be covered.
If you miss flights due to a medical emergency, you’ll be covered. The details of this depend on your policy, so make sure you check with your provider.
If you cause accidental damage to another person or someone else’s property, you’ll be covered.
A few tips when buying travel insurance over 70
Tip 1: It pays to be organised
You can start looking for a great value insurance policy with Medical Travel Compared as soon as you know about your trip. That way, you’ll be covered in the event you have to cancel before the start of your holiday.
Tip 2: Don’t forget to add your travelling companions
If you add members of your group to your policy too, it means you’ll be covered in the event you have to cancel or cut your trip short due to a pre-existing medical condition from anyone on the policy. What’s more, they’ll have security too, meaning you can all relax knowing medical attention is there for you if you need it – you’re all covered.
Tip 3: Check the length of trip duration on annuals
The maximum number of days per trip allowed in your annual policy can sometimes vary, so make sure you check with your provider how many days you’re allowed per holiday, so you know you’re fully covered.
Tip 4: Cruise cover for over 65s holiday insurance
Travel agents and cruise ships will usually require you to have adequate cover before boarding. This offers you protection if you miss your departure or need medical attention while on the cruise – for example, if you fall ill and need to be airlifted to a mainland hospital.
Should I declare pre-existing medical conditions?
Yes, when you fill in the application form you might need to declare all pre-existing medical conditions. If you don’t, you might find that your policy doesn’t cover any specialist treatment you might need, which can be costly.
What information will I need to get my quote?
You’ll need to let us know about any pre-existing medical conditions, plus your age, holiday destination and the duration of your trip. Then we’ll be able to find a policy for you which covers all of your needs.
What happens if I develop other medical conditions after I have bought my policy?
Don’t worry – simply contact your insurance provider as soon as possible. You should be able to make amendments to your policy over the phone.
Bear in mind your premium is likely to increase as a result of the additional cover, but it’s better than going without.
What happens if I need treatment abroad?
If you need emergency medical treatment abroad, ring the emergency number on your policy as soon as possible.
It’s important you keep this documentation to hand throughout your trip, just in case you need to use it.
Do I need an EHIC?
An EHIC card allows you access to state-provided healthcare in all European Economic Area countries and Switzerland which is a great benefit. However, it’s not a comprehensive alternative to travel insurance and won’t cover a range of important things, such as repatriation or stolen property.
If you have a pre-existing medical condition, you’ll need specialist cover to ensure you don’t get left with a hefty price tag.
Don’t just take our word for it – see what our customers have to say!