Many people find that once they have been diagnosed with cancer the travel insurance that they have had in place for many years will no longer provide cover for them or their cancer, even if they have fully recovered. This doesn't have to be the case; there are insurers out there who specialise in providing cancer travel insurance.
Although many insurers decline travel insurance cover to people with pre-existing medical conditions such as cancer, there are now a growing number of insurers who will provide travel insurance cover for cancer of all types and severities - medicaltravelcompared.com can help you find cancer travel insurance which is appropriate to your needs.
When you are suffering from cancer, or even if you have recovered from cancer, it's important to declare your cancer when you buy travel insurance, this will ensure that you are fully covered by your travel insurance if you require emergency medical treatment whilst you are abroad.
Once you declare the type of cancer you have, you will be asked some multiple choice questions which will help us to assess the severity of your cancer; we can then provide you with a travel insurance quote for your cancer to be fully covered.
If you are in remission from cancer you still need to declare it when you buy travel insurance. The terms and conditions on cancer travel insurance will vary between insurers, but generally speaking you will need to declare your cancer if you have received any treatment, or visited a doctor about your cancer in the last 2 years, even if it was simply an annual follow-up appointment.
The longer you have been in remission from cancer the lower the price of travel insurance will be. It may only cost a few pounds extra for the peace of mind that you are fully covered.
A cancer diagnosis should not mean an end to travelling abroad.
You may be tempted to choose the cheapest cancer travel insurance that you can find, but before you do, take a few minutes to look at the different cancer travel insurance policies available and the different levels of cover they can offer.
- Emergency medical expenses and repatriation
This is the most important part of a cancer travel insurance policy. WHICH? Recommends that you should have at least £3 million on a European policy and £5 million on a worldwide travel insurance policy.
- What is the excess?
The excess is the amount that you will have to pay towards the cost of a claim. You can keep the cost of cancer travel insurance down by choosing a policy with a higher excess. Or you might decide to pay a little more so that you can have a travel insurance policy with no excess payable in the event of claim.
- Cancellation Cover
Look at the levels of cancellation cover available on each cancer travel insurance policy, compare it to the amount you have paid for your holiday and choose accordingly.
- Personal Property
Choose a cancer travel insurance policy with a suitable level of personal property or baggage cover for the possessions you will be taking with you on holiday.
Medicaltravelcompared.com can help you compare travel insurance cover for cancer quickly and easily, enabling you to get a selection of quotes from travel insurance providers that can cover your cancer in a matter of minutes.