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Strikes and Industrial Action: What Does Travel Insurance Cover?

Most travel insurance policies will provide cover for strikes and industrial action under the travel delay section.

Strikes: It pays to buy travel insurance as soon as you book your holiday

In general, if you have booked your holiday and bought travel insurance before a strike date is announced, you will have cover under the travel delay section of your travel insurance policy.

In these times of austerity and cuts, strikes are becoming increasingly common across the EU, including in some of our most popular holiday destinations such as Spain, Portugal and Greece.

As it's not possible to know in advance when a strike is going to be announced you should buy your travel insurance as soon as you book your holiday to ensure that you have cover in the event of a strike.

What does travel insurance cover in the event of a strike?

If your flight is delayed due to strike action you should have cover under the travel delay section of your policy. The travel delay section of your travel insurance will usually allow you to claim a fixed benefit for every 12 hours you are delayed, to help cover additional costs such as food and drink whilst you are waiting at the airport. Or, if you have a long delay e.g. more than 12 or 24 hours, you will usually have the option to abandon your holiday and make a claim for the cost.

You should check your travel insurance policy wording to see the full terms and conditions of the travel insurance cover for strikes.

EU Law and your rights

If your flight is cancelled or delayed due to strike action you also have certain rights under EU Law, which requires airlines to provide assistance to passengers during delays. This includes catering, communications and overnight accommodation if necessary.

For more information on flight delays and your rights visit The CAA website

Keeping up to date on flight delays caused by strikes

If your travel plans are affected by industrial action, a good place to keep up to date with how airports are affected is the Euro Control Twitter page, which posts the latest information on airports across Europe.

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