When it comes to travel insurance, buying through a travel agent or a well-known high street brand may not necessarily be the cheapest option or represent the best value for money for your individual circumstance. The only real way to ensure that you’ve got the right policy at the right price is to do a travel insurance quote comparison.
What To Look For When Comparing Travel Insurance
You should never base your decision to purchase a travel insurance policy on price alone but instead pay careful attention to the levels of cover offered. That said, there’s no reason for you to pay out more than you have to! By comparing policies from a variety of insurers you can avoid paying over the odds. Here are some important things to look for when doing a travel insurance comparison:
- Compare Cancellation Cover
Make sure you look for policies that offer enough to cover the costs of unused travel expenses should you have to cancel the trip. Don’t be tempted to under insure as this could invalidate your policy. However, there’s absolutely no need to pay out for more cover than you need either.
- Compare Medical Expenses & Repatriation Cover
Medical treatment abroad can be very costly as can needing to be repatriated back home! Don’t skimp on this benefit; look for a policy that provides a good level of cover because if you become unwell or have an injury, the last thing you want to worry about is having to foot the bill.
- Compare Policy Excess
This is the portion you are responsible for paying in the event of a claim. Sometimes you can pick up a cheap travel insurance policy if the excess is high, but you need to decide if the amount is affordable to you, otherwise that low cost policy may not end up being so cheap after all.
Compare Holiday Insurance With Cover For Medical Conditions
It’s all very well to compare travel insurance policies but if they do not include cover for your existing medical conditions, then it can be a pretty pointless task. Here at Medical Travel Compared, we simplify the process of finding suitable cover and save you from having to answer questions about your health over and over again in order to compare holiday insurance. You can use our in-built screening facility to declare all your medical conditions quickly and easily, and you only have to do it the once! We then search our panel of specialist medical travel insurers and list solutions in price order based on your criteria, so you can compare your options at a glance.
Compare Travel Insurance Over 50
Yes travel insurance premiums tend to increase with age and some insurers even start to withdraw cover, but you shouldn’t give up on finding reasonable priced cover. Our panel of insurers consist of a wide range of over 50s travel insurance specialists and providers who welcome the custom of mature travellers regardless of age. With us, you can compare both single trip and annual policies, and if you’re partial to the odd cruise, you can compare cruise cover too.