Compare Long Stay Travel Insurance Deals...

Get a Quote
takes about 5 mins

Guide to Travel Insurance for Long Trips

Get a long-trip travel insurance policy suited to you.

Ensure any medical conditions you have are properly covered when you use Medical Travel Compared.

Whether you’re heading off to warmer climes for the winter months, or planning an exciting adventure over a longer period – regular insurance might not be enough.

That’s where our long-trip plans can benefit you.

They can keep you covered for the duration of your trip, from beginning to end. Giving you complete peace of mind for the entire time you’re away.

Get long stay travel insurance with pre-existing medical conditions

When buying travel insurance, it’s important to declare any medical conditions you have.

If you don’t, and something happens as a result of your condition, then you probably won’t be covered – at least not extensively.

We specialise in medical travel insurance, so you can find an affordable policy that meets all your requirements.

When you look for a quote, you’ll be given the option to declare your condition.

This is so you can easily get a quote that is tailored to you.

When you purchase an insurance policy – make sure to check through all the details, to ensure your medical condition is covered.

What’s the maximum trip duration for travel insurance?

Most travel insurance policies typically offer a maximum trip length of 31 days.

And despite their name, this rule of thumb also applies to many annual multi-trip insurance policies who will only cover you for a maximum duration of just over a month.

If you’re thinking of buying an annual policy or perhaps you already have one in place, err on the side of caution if you’re planning a long break.

Although an annual policy may run for 365 days, it doesn’t cover you to be away for the whole year.

For this reason, it's wise to check the maximum trip duration limit on the policy so you don’t get caught out.

The more common solution for extended trip travel insurance is to buy a one-off, single trip policy that will cover you from the day you leave the UK until the day you arrive back.

Does the level of cover offered change depending on how old I am?

Yes, it can do.

Medical Travel Compared is a comparison website – so we search through all the providers to find you the best deal.

But all providers are different, and have their own requirements for certain policies.

Many might have restrictions on the type of policy you can buy depending on your age.

For example, they might not want to cover a person for a long period of time if they are over 80. Or, they will cover that person, but the cost will be a little higher.

However, long-stay holiday insurance for over 50s is likely to be the same as for under 50s.

Either way, we’ll search to find you the best possible quote based on your circumstances.

Be covered for all the destinations you plan to visit

Whether you’re visiting the USA, Europe or Africa, it’s important that you tell your insurer where you’re going so that you can be issued with a policy that permits you to travel to all your intended destination points.

Be aware that insurers can group countries together differently; for instance, some will include Tunisia, Morocco and Egypt within Europe, whilst others will class them as Worldwide.

Can you go to multiple countries on a long stay policy?

Yes, absolutely.

When you look for a quote with Medical Travel Compared, you’re given the option of listing all the countries you intend to visit on your trip.

Simply make sure you name each one – and we’ll find you as policy that ensures coverage during each stage of your holiday.

If you don’t list each country – then it’s very possible you will not be covered whilst in that particular location.

And if anything happens in that time, you might find yourself out of pocket. So it’s best to be as detailed as possible when getting an insurance quote.

If you run into any problems whilst filling out the application form, don’t hesitate to contact our customer services team. They’ll be happy to help in any way they can.

Declare your pre-existing medical conditions

If you take prescribed medication or have ever been diagnosed with any heart, respiratory, stroke or cancerous conditions, you will need to declare them when applying for cover.

Failing to do so could invalidate your policy, leaving you to pay hefty medical bills if you become unwell whilst away.

When you have medical conditions, it’s also worth knowing that where you travel can affect the premium.

Areas that operate a high level of private healthcare, or where it’s costly to be repatriated from, such as the USA, Canada and the Caribbean can make long term travel insurance more costly and tricky to obtain. Read our ‘Travel Insurance Destinations Guide’ for more information.

Medical Travel Compared can assist in finding cheap travel insurance for long trips and competitive quotes for people over 65 years of age – get instant quotes here online or give us a call. We’re here to help!

After buying long stay travel insurance or medical travel insurance, 93% of customers would recommend us based on 10520 respondents - as of 02/08/18). Read our reviews
Compare Quotes Now

Share on:

Receive a month's access to a 24/7 GP App free of charge

Travel Insurance Guides

Here are our handy travel insurance guides, find all the information when planning your next holiday!

Travel with peace of mind, while not paying more than you have to! Get a Quote

Sign up to receive regular updates straight to your inbox. Simply enter your email address...

How Medical Travel Compared works

We’re a specialist comparison website that provides people with pre-existing medical conditions an easy way to find suitable travel insurance. You’ll find a range of guides, articles and tips across our site. Whilst we always aim to provide the most accurate information and guidance, we can’t always guarantee that the information contained in the pages of our website is correct. Because of this, we can’t accept liability if things go wrong and you use the information at your own risk.

  • This site does not provide medical advice, diagnosis or treatment of any medical conditions. You should always consult a medical professional to ensure you are healthy and fit enough to travel.
  • The information on our site does not constitute financial advice. Always do your own research for your specific circumstances as the information contained within this site is built to offer generic, not bespoke guidance.
  • We always endeavour to provide accurate product and price information, but products and rates issued by our panel of providers are live and subject to changes outside of our control and without warning.
  • Occasionally we link to other websites to provide you with additional information or guidance. We can’t be responsible for their content.
  • We aren’t owned by any insurance companies (or have any favourites) so the information we present on our website is unbiased.