Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.
Why do I need travel insurance for a pacemaker?
Having a pacemaker fitted is one of the most common types of heart surgery you can have in the UK. Once you’ve recovered, the procedure can leave you feeling ready to do the things you love again - including going on holiday.
So while having a pacemaker shouldn’t stand in the way of you taking that trip, we highly recommend you have the right level of travel cover in place first. That’s why we work with the best specialist insurance providers, to help you find the right policy for you and your needs - at the right price.
Standard travel insurance policies might not cover you for medical conditions, so it’s important to get one that will.
Say you need to have treatment during your trip and you haven’t got the right insurance. If this happened, you wouldn’t necessarily be covered for any medical bills or other unexpected costs.
Telling us about your health condition is quick and easy, and can be done when you get your quote.
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We only work with providers who specialise in covering pre-existing conditions.
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How do I declare that I have a pacemaker fitted?
Our online medical screening tool makes it easy for you to tell us about any health conditions, including any that resulted in a pacemaker being fitted. Because we know it’s important that we fully understand your circumstances, we may ask you for a bit more information.
Below are some examples of the types of questions you might be asked:
- How has your condition been treated?
- How many unplanned hospital visits for an irregular heartbeat have you had in the last 12 months?
- Do you have any further investigation or treatment planned?
- Are you on medication to thin the blood (excluding aspirin and clopidogrel)?
- Have you ever had angina and/or a heart attack?
- Have you ever had a stroke or a mini-stroke (TIA)?
What does pacemaker travel insurance typically cover?
Specialist pacemaker cover usually includes the following:
- Emergency medical expenses and repatriation - if you need medical attention because of your condition, or have to be repatriated back to the UK in an emergency
- Lost, stolen or damaged personal belongings - including any medication
- Cancellation and curtailment - insurance companies will cover you in the event of needing to cancel or cut short your holiday (usually for a medical reason)
- Travel delay - this isn’t always included, so check with your provider
- Personal liability - if you cause accidental damage to another person or someone else’s property
While some insurance providers don’t offer full cover to people with medical conditions, we work with specialist providers who do offer this type of protection.
Get a quoteOptional extras
Need a little extra? You can include optional add-ons in your cover, depending on your needs and what type of trip you’re going on. For example:
Top tips for travelling with a heart condition
Dr Sarah Jarvis is the Clinical Director of the Patient Platform, an active medical writer, broadcaster, and the resident doctor for BBC Radio 2.
Around 7.4 million people in the UK are living with conditions that have an impact on their heart and circulation – so-called cardiovascular disease or CVD. They are surprisingly common – in fact, twice as many people are living with CVD than Alzheimer's and cancer combined.
Having a heart condition certainly should not stop you from enjoying a holiday, but you should plan in advance to reduce the risk of running into problems. Here are my top tips for a happy, healthy holiday.
Get quotes from specialist pacemaker travel insurance providers
Want to make sure you’ve got the right cover? With Medical Travel Compared, getting quotes from specialist providers couldn’t be easier.
From telling us about your health conditions to adding optional extras to your policy, we help you every step of the way. What’s more, we work with over 30 specialist insurance providers, so you can find the right policy to suit you.
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Pacemaker FAQs
Pacemaker travel insurance is a specialist type of travel insurance designed to cover individuals with a pacemaker or related heart conditions. It ensures you’re protected for medical emergencies or unexpected costs during your trip, including those linked to your pacemaker.
Standard travel insurance policies do not provide cover for pre-existing medical conditions, including pacemaker or related heart conditions.
Yes, it is essential to declare your pacemaker and any other pre-existing medical conditions you may have when purchasing travel insurance. Failing to do so may result in your policy being void or claims being denied if they are related to your condition.
Declaring your condition(s) ensures that you're fully covered for any health-related issues that may arise during your trip. Get a quote
Our easy-to-use online medical screening tool will guide you through the process. You’ll be asked questions about your treatment, recent hospital visits, and any related medications to ensure we fully understand your circumstances.
Having a pacemaker shouldn’t stop you from getting travel insurance. We work with specialised providers to make sure policies can be tailored to suit you and your needs.
Policies typically cover the following:
- Emergency medical expenses and repatriation for pacemaker-related issues abroad.
- Cancellation or curtailment if you need to cancel or cut short your trip for medical reasons.
- Lost, stolen, or damaged personal belongings, including essential medication.
- Travel delays and disruptions (check your provider for specifics).
Definitely! You can extend your policy with optional extras, like:
- Gadget cover for phones, laptops, or cameras.
- Cruise cover if your trip involves travelling by sea.
- Winter sports cover if you plan to hit the slopes.
Ask your provider about the extras available and whether they match your holiday plans.
The cost of your policy will depend on your individual circumstances, such as your medical history, age, and destination. Rest assured, we work with over 30 specialist providers to help you compare prices and find cover that suits both your needs and budget.
Comparing quotes is simple and hassle-free. Start by using our secure online comparison tool, which is tailored to help you find the right policy for your needs.
After completing the medical screening process, you’ll receive personalised quotes from a wide range of trusted providers.
Take your time to compare the levels of cover, premiums, and any policy exclusions to ensure you choose the best option for your trip.
* Price is based on 1 traveller aged 61, who has declared Pacemaker and is travelling to France for 7 nights. The price is correct as of January 2025. Prices may vary according to your individual requirements.
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If we're unable to help you find cover for a pre-existing medical condition, the Money Helper Directory has listings of companies that may be able to assist you. Further details can be found on their website.
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