Over 80s Travel Insurance

What is travel insurance for over 80s?

At Medical Travel Compared - we believe that age is just a number, which is why we make it easy to find comprehensive holiday insurance for those over 80 years old.

Age should never be a barrier for people who want to travel abroad, although cover will normally be slightly more expensive due to the risk of somebody aged over 80 falling ill abroad in comparison to younger people. However, you can find a cheap travel insurance quote online using our quick and easy comparison tool.

Try our tool to compare a number of quotes from up to 30 specialist medical travel insurance providers and get cover in a matter of minutes.

Get travel insurance for over 80s with medical conditions

We make it easy to get specialised travel insurance for those over 80 with pre-existing medical conditions. 

In fact, as a specialist medical travel insurance comparison site, we pride ourselves on helping customers of all ages find the right type of cover across a range of different conditions. After all, there is no upper age limit on travel!

With cover for conditions including cancer and mental health issues, we can offer specialist advice and find a policy that suits your circumstances and protects you should you need emergency medical treatment abroad.

Are there different levels of travel insurance for over 80-year-olds?

Once you start comparing quotes, you’ll find that cover generally varies from provider to provider. 

For example, one provider might offer more enhanced medical coverage than another provider, which is why our online quote comparison tool is so helpful. It enables you to check where the best value is across a range of different quotes.

The cost will also vary depending on these factors - so it’s important to bear this in mind when comparing. You can also add extra cover for things like gadget protection, or if you are going on a holiday that needs its cover, such as a cruise holiday or winter sports holiday, we offer add-on protection.

What’s not covered by over-80s travel insurance with pre-existing medical conditions?

Exclusions vary on a policy-by-policy basis and depend on the provider. 

Some of the common exclusions over 80s may encounter include:

• Undeclared medical issues - you need to ensure that you claim your pre-existing conditions when you purchase the policy. Otherwise, they won’t be covered should you claim. 
• Undeclared activities - the same applies to any activities that may carry a potential risk.
• Undeclared belongings - some policies might not cover you for any particularly valuable nonmedical items. 
• Unattended or unprotected belongings - some providers might argue that particular items need to have been secured if you want to claim.

Tips when buying travel insurance

Tip 1: Buy travel insurance as soon as you've booked a holiday
Congratulations on booking your trip! It’s a really exciting time. Our top tip is to buy your travel insurance as close to booking your holiday as possible to help cover any ‘just in case’ circumstances - such as last-minute cancellation or pre-trip illness.

Tip 2: Don’t forget to add your travelling companions
If you insure yourself separately rather than with a group, you could find that you’re not fully covered in the event of cancellation or curtailment due to someone else's pre-existing medical condition. That said, if your companions have no pre-existing medical conditions, they’ll simply get added security if added to your policy.

Tip 3: Check the length of trip duration on annuals
Make sure you check the maximum number of days allowed per trip in your annual travel insurance policy. If you’re looking to travel for more than 31 days, you might need a single-trip policy instead to cover a longer duration – typically up to 60 days. You might also find that some providers will be unable to offer an annual multi-trip policy altogether - in which case, we’d advise looking for a single-trip travel insurance policy instead.

Compare the best deals and get cheap over 80s cover

We understand and appreciate that over-80s travel insurance might seem more costly than you’ve been accustomed to in years gone by.

You might, therefore, be tempted to go for a cheaper policy offering limited cover; however, we would always recommend carefully comparing policies to get the best deal; for the right level of cover, you need to ensure you’re fully protected, and you have total peace of mind.

The good news is that we’re on hand to help. We’re dedicated to making the process as simple as possible for you - comparing quotes from over 30 leading medical travel insurance providers. 

As a top-rated and highly trusted price comparison site, we specialise in helping people with pre-existing medical conditions get the coverage they need.