Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.
Travel insurance for Spain
It's the UK’s favourite European holiday destination for a reason. From those sunny beaches to the buzzing markets, there really is something for everyone!
With Medical Travel Compared you can compare quotes in a matter of minutes for Spain. We work with over 30 insurance providers specialising in cover for pre-existing medical conditions – so you’re guaranteed to find suitable cover ahead of your trip.
Currently planning a trip to Spain? We answer all of your travel questions in our blog.
READ MORE: FAQ's About Travelling to Spain
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Do I need travel insurance for Spain?
Whilst travel insurance for Spain isn’t compulsory, the Government always advises that anyone travelling overseas (whether to the EU or elsewhere in the world) should take out comprehensive travel insurance.
A travel insurance policy will cover you for a variety of different potential eventualities – big and small.
Even though Spain is only usually a maximum of 2 hours away via plane, the cost of transporting you or a member of your party back to the UK in the event of a medical emergency is very high.
It’s not the sort of cost you want landing on your doorstep. So, it’s important to make sure that you have the right travel insurance to cover you before you embark. Even if you never claim – it’s worthwhile just for peace of mind.
What does Spain travel insurance cover?
Besides the cost of repatriation back to the UK, a solid Spain travel insurance policy will normally cover any medical expenses that arise, last-minute cancellations, travel delays, and lost or stolen baggage.
However, there are a few things that your insurance provider isn’t likely to pay out for if you’ve only purchased a standard policy.
For example, if you’ve booked any additional activities that may be deemed high-risk (i.e. adventure sports like scuba diving or jet skiing) – you should always refer back to your policy to see what activities are and aren’t covered, or you could always speak directly to your insurer.
Also, if you have any pre-existing medical conditions (even if you consider them to be minor) – we’d always recommend that you declare them when searching for insurance. You want to make sure that you’re as protected as you can possibly be so that you can enjoy your holiday the way you should.
Can I still use my EHIC card in Spain?
UK citizens are able to apply for a Global Health Insurance Card (GHIC), launched as part of a UK/EU deal. This card will provide equivalent protection to the European Health Insurance Card (EHIC), which is being phased out.
If you have a currently valid EHIC card, you can continue to use it until it expires – but from 1st January 2021, it is only valid in the EU.
You can find out all of the information on the new GHIC card, and how to apply, over on our guide below.
GHIC more infoTaking medication into Spain
If you’re bringing medication into Spain, then it’s highly recommended to keep it all in the prescription containers which were supplied to you by your doctor or pharmacist.
Always ensure you take a large enough supply with you – but it’s wise to double-check with your airline to find out the exact limitations on travelling with prescription drugs.
The last thing you want is to end up dumping a large amount of important medication before you board the plane.
Our very own Dr Sarah Jarvis has pulled together a fantastic guide on everything you need to know about travelling with medication.
Find out moreFinding the best travel insurance for Spain holidays
Finding comprehensive travel insurance cover ahead of your trip to Spain is simple, and with Medical Travel Compared you’ll be able to compare quotes from a variety of insurance providers in no time.
Let us know what type of policy you need, what dates you intend to travel on and what dates you intend to travel back.
We’ll then ask you a few simple questions to help determine your medical history. This enables us to generate a list of quotes that are most relevant to your personal circumstances.
So, what are you waiting for? Get fully prepared for your holidays and buy a Spain travel insurance policy today.
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Frequently Asked Questions
Travel insurance for Spain isn’t mandatory, but it’s highly recommended by the UK Government. Even though Spain is relatively close to the UK, unexpected medical emergencies, cancellations, or lost baggage can be costly. The right travel insurance provides peace of mind and protects you from unexpected expenses.
Comprehensive travel insurance for Spain typically includes coverage for:
- Medical expenses (including emergencies and repatriation).
- Trip cancellations or delays.
- Lost, stolen, or damaged baggage.
- Personal liability.
If you’re planning activities like scuba diving or jet skiing, check your policy for adventure sports cover. For pre-existing medical conditions, always declare them to ensure full protection.
Absolutely! Just ensure your medications are stored in their original prescription containers, as issued by your doctor or pharmacist. Pack enough to last for your trip, and check ahead with your airline regarding restrictions for carrying prescription drugs. For guidance, review our expert tips on travelling with medication.
Yes, travel insurance for Spain typically covers the Canary Islands as they are part of Spain. When taking out travel insurance for Spain, cover generally includes mainland Spain, the Balearic Islands, and the Canary Islands.
However, cover can vary between providers, so make sure to check your policy documents to be sure.
Yes, travel insurance is highly recommended for Spain, regardless of your mode of travel. Even if you’re not flying, unforeseen events such as medical emergencies, trip cancellations, or lost belongings can occur.
Travel insurance provides peace of mind and financial protection, ensuring you’re covered should anything unexpected happen during your trip. Always review the terms and conditions of your policy to understand what is included and ensure it meets your specific needs.
Finding the right cover is easy with Medical Travel Compared. Tell us about your trip dates and any pre-existing medical conditions, and we’ll compare quotes from over 30 specialist insurance providers. We’ll match you with the best policies for your needs, saving you time and money.
* Price is based on 1 traveller aged 61, who has no medical conditions and is travelling to Spain for 7 nights. The price is correct as of January 2025. Prices may vary according to your individual requirements.
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If we're unable to help you find cover for a pre-existing medical condition, the Money Helper Directory has listings of companies that may be able to assist you. Further details can be found on their website.