Diabetes Travel Insurance Guide
Whether you live with Diabetes type 1 or 2, this condition will need to be disclosed when applying for travel insurance. This is because it is classed as a pre-existing medical condition and not something that insurers automatically provide cover for. It’s not compulsory to buy a diabetic travel insurance policy, but you must be aware that standard cover is unlikely to protect you should your diabetes cause a problem whilst on holiday.
What Does Diabetes Travel Insurance Cover?
If you were to lose your metformin, insulin or other prescribed drugs that you rely on to keep your condition stable, what would you do? With a policy that includes cover for diabetes, it’s possible to claim for lost or stolen medication so you can continue with your holiday with little disruption. The cancellation and emergency medical assistance section of the policy will also extend to unplanned complications of diabetes, allowing you to claim for out of pocket expenses if you’re unfit to travel or require hospital treatment abroad. (terms and conditions vary).
Medical Screening Tips
Diabetes can come with many associated medical conditions, such as poor circulation, leg and foot ulcers, high blood pressure and cholesterol, and when declaring diabetes online using our medical screening system, it’s important that you don’t forget to tell us about all of your past and present conditions in order to be presented with diabetic travel insurance quotes that will cover you properly.
Cheap Travel Insurance for Diabetics
You should never base your decision to buy travel insurance on price alone but on the level of cover it provides. That said, accepting the first quote you’re given or buying through your travel agent may not be the cheapest. Here at MedicalTravelCompared.co.uk you can compare cover in 3 easy steps to find cover that meets your needs at a cheap rate. In many instances, if diabetes is well controlled, we can find you cover at no extra cost.
Travelling with Diabetes – Getting Advice
If you’re concerned in anyway about how your diabetes or the medication prescribed might affect your holiday, ask your doctor for advice before you book your trip. You may also find this information page on ‘Travelling with Diabetes’ by the NHS helpful.
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