Over 65s Travel Insurance with Medical Conditions

What is over 65s travel insurance?

Travel insurance for over 65s helps protect you against unexpected costs while travelling, including medical emergencies, cancellations and lost belongings. Whether you're planning a relaxing getaway or a longer holiday abroad, you can compare policies designed to accommodate different ages, travel plans and medical needs, helping you find suitable cover for your next trip.

Turning 65 doesn't mean you have to put your travel plans on hold. However, some insurers have age limits or different eligibility requirements, so it's worth comparing your options. If you have any pre-existing medical conditions, you'll also need to make sure they're declared and appropriately covered by your chosen policy.

According to Age UK, at least 1 in 2 people aged over 65 in the UK have high blood pressure. While having a medical condition doesn't necessarily prevent you from travelling, it's important to make sure you're appropriately covered. If you're living with a condition such as high blood pressure, comparing specialist travel insurance for high blood pressure can help you explore your options.

At Medical Travel Compared, we specialise in helping people find travel insurance for pre-existing medical conditions. Whether you're looking for single-trip or annual multi-trip cover, you can complete just one medical screening and compare quotes from over 30 specialist travel insurance providers.

Get over 65 travel insurance with pre-existing medical conditions

The beauty of our straightforward online comparison tool is that it enables us to find quotes from a variety of specialist medical travel insurance providers in seconds. 

We work with a range of providers who specialise in covering pre-existing conditions, so you can be sure to find a provider who can cover your condition while you’re abroad if you need emergency medical treatment.

With us, you can declare many different pre-existing conditions you’ve been diagnosed with. Based on this information, we can provide you with the most relevant quotes.

You can find travel insurance for over 65s with medical conditions, including but not limited to: 

• Atrial Fibrillation
• Epilepsy
• Heart Condition
• Gallstones
• Cancer 
• Mental Health

If you are looking for more specific advice on your age, we have pages dedicated to over-50s travel insurance, over-60s travel insurance, over-70s travel insurance, over-80s travel insurance and over-90s travel insurance to help.

Over 65s annual multi-trip or single-trip cover

One of the most important things you should consider before getting covered is the type of policy you need. 

If you want to cover just one trip abroad, single-trip travel insurance is probably the best option. 

However, annual multi-trip insurance can cover multiple trips over the year, so, depending on your travel plans, you may decide that this is, in fact, a more sensible and cost-effective type of policy for your needs. 

You can select either a single trip or annual travel insurance cover before you compare quotes with us to ensure you buy travel insurance that works for you.

Are there different levels of over 65s insurance cover?

In general, once you’ve listed your personal details (including age), information about your trip, and declared any medical conditions, you’re likely to find that cover usually varies from provider to provider. 

You’ll see that the more expensive policies generally offer more coverage, including cancellation cover, than the cheaper insurance deals, and you should always prioritise the level of protection over cost, just to make sure you’re fully protected. 

You can even add an additional level of cover onto your single trip or annual multi-trip policy if you want to ensure your travel insurance covers a particular holiday type or circumstance. These optional extras include:

• Gadget cover
• Cruise cover
• Winter sports cover

What isn’t covered by over 65 holiday travel insurance?

There are a few things that may not be covered by holiday insurance for over 65. This varies from provider to provider, but the main thing to consider is that there may be a limited amount of time you can travel for on one policy.

Other notable things include: 

• Undeclared medical conditions (before purchasing, ask yourself - which medical conditions do I need to declare?) 
• Undeclared activities (for example, are you likely to need winter sports cover?)
• Substance abuse

Our top tips to finding over 65 travel insurance

Buy Your Travel Insurance As Soon As You Book

It's a good idea to arrange your travel insurance as soon as you've booked your holiday. This means you could be protected against unexpected cancellations before you travel, such as if you become ill or injured and can no longer go on your trip.

Declare Your Pre-Existing Medical Conditions

When comparing travel insurance, make sure you accurately declare any pre-existing medical conditions requested by your insurer. Failing to disclose relevant medical information could result in a claim being declined or your policy being invalidated, potentially leaving you without the protection you need.

Read Your Policy Documents Carefully

Before buying travel insurance, take time to read the policy documents, including any exclusions, limits and excesses. This will help you understand what's covered, what's not and what you may need to pay if you make a claim. If anything is unclear, contact the insurance provider for clarification.

Get cheap travel insurance for over 65s

Finding a suitable travel insurance policy shouldn’t be a hassle, regardless of your age. That’s why Medical Travel Compared makes the process as quick and easy as possible for you, so you can get back to preparing for your holiday.

Using our simple comparison tool, we’ll compare quotes from over 30 leading medical travel insurance providers to help you find a policy that works for you in no time at all.

We’re the trusted comparison site for hundreds of people looking for travel insurance for over 65s with a medical condition – and we’d love to extend our services to help you too. We’re proud to receive glowing reviews from our happy customers, which do the talking for us!