Can I Get Pregnancy Travel Insurance?
Pregnancy isn’t something you can declare as a pre-existing medical condition when comparing travel insurance quotes with us – however, you can still find cover for a range of other conditions that you may experience as a result of expecting a baby.
Pregnancy is a time for preparing your life for your new addition to the family, and also having some time to yourself before the little one arrives.
Travelling is not out of the question when you’re pregnant. This obviously depends on how advanced the pregnancy is – however, in the early stages of pregnancy it’s fine to enjoy a holiday.
Either way, it’s always worth consulting with your doctor before you travel – just as a precaution.
Can I fly during pregnancy?
There is usually no issue with flying when you’re pregnant, unless your doctor advises you against it. If you are a low risk pregnancy then you can travel up to 37 weeks – or, if you are having twins or more babies, then it is usually 32 weeks.
Some women, however, tend to prefer not to fly at all until after they pass the first 12 weeks of pregnancy, as this is when the risk of miscarriage is higher. You should always discuss firstly with your doctor whether they think that you are safe to travel.
You should always check with the airline you’re flying with too, as some will ask for a letter to prove that you are fit to fly, from your doctor – particularly if you are travelling after your 28th week of pregnancy.
Is pregnancy a medical condition for travel insurance?
Pregnancy is not considered to be a medical condition for travel insurance, so don’t worry – it won’t end up costing you more.
There’s often a misconception about travelling when pregnant that it does carry with it more costs, however, this is not actually the case at all. It isn’t regarded by travel companies as an existing medical condition within your travel insurance policy.
Obviously, there are exceptions in some cases, so it’s worth being mindful of this. For example, if you have any conditions relating to your pregnancy, such as high blood pressure, then you should declare this to your insurance provider.
This is due to the fact that anything that makes you slightly more at risk has to be considered by your provider when issuing your policy.
What happens if I become pregnant after I’ve booked a holiday?
If you become pregnant, still want to travel and are flying to a country that doesn’t carry any risks to pregnant women, then you should be still fine to travel. You should always check with your GP first and then your flight or travel provider as well as your insurance company.
It will also depend on which stage in your pregnancy you are, as if you are between 28-32 weeks pregnant, then you may not be permitted to fly by your airline. Alternatively, you might need to provide them with a letter from your GP.
You should firstly always let your insurer know as soon as you find out you are pregnant - and then check with them that your insurance policy covers you sufficiently.